Why Do So Many On INGO Hate HOA's?

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    KellyinAvon

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    So nobody bid $3.25?

    Seems like a Paul Harvey moment needs to happen here… The house was up for auction, the person was going through bankruptcy, how much back tax was owed on this house?

    This would not happen where I live. We have dealt with bankruptcies, after the letter, and a strongly worded letter, the lawyer takes over.
     

    foszoe

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    If an HOA were a good thing it would be an enumberated right in the constitution.
     

    firecadet613

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    We did the same. Traded .28 acre for 14 and sold our house the day it hit the market to the first people who walked in the door. Paid a lot more for what we have now and wouldn’t have with any stipulations that my neighbors approve what I do with it.

    Last week I heard something I hadn’t before at the new place. Sounded just like a machine gun. Gunfire is a regular occurrence and from that specific location also but I hadn’t heard that before. Brought a nice smile to my face but I’d have not enjoyed that same reaction at the last house.

    Some people aren’t willing to sacrifice liberty for safety.
    Are you not justifying them to protect your financial investment?
    You willingly trade control over your property for financial security. You love it, I see it as pathetic.
    Those are all your posts.

    So did you HATE the HOA when you lived in one? It seems it served you well if your property sold as soon as it was listed...

    Why would you live in a place governed by a HOA if you're so against them?!

    The safety it provided my investment afforded me the freedom to be not only mortgage free, but debt free, before I'm 40...

    Again, life is a game, you gotta learn how to play by the established rules (or change them). It's very doubtful anyone on INGO will be able to change the rules, so figure out how to leverage an HOA and the rest of the system to win...
     

    foszoe

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    Those are all your posts.

    So did you HATE the HOA when you lived in one? It seems it served you well if your property sold as soon as it was listed...

    Why would you live in a place governed by a HOA if you're so against them?!

    The safety it provided my investment afforded me the freedom to be not only mortgage free, but debt free, before I'm 40...

    Again, life is a game, you gotta learn how to play by the established rules (or change them). It's very doubtful anyone on INGO will be able to change the rules, so figure out how to leverage an HOA and the rest of the system to win...
    If you are debt free, you are playing the game all wrong!
     

    firecadet613

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    If you are debt free, you are playing the game all wrong!
    You can choose to leverage debt, I'm not going that route currently...the wife had a goal to be debt free.

    And if you're anti HOA, you likely do not have any rental properties within a HOA...
     
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    WebSnyper

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    Some people aren’t willing to sacrifice liberty for safety.
    I actually started to post this a few days ago but didn't as I thought better of feeding into this thread at the time.

    It is exactly this. A tradeoff of freedom for security. It really boils down to this.

    The amount of stamina the 2 sides have in this discussion is amazing.

    Its like stationary bike though. Lots of activity going on, but no one is getting anywhere.
     

    phylodog

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    Those are all your posts.

    So did you HATE the HOA when you lived in one? It seems it served you well if your property sold as soon as it was listed...

    Why would you live in a place governed by a HOA if you're so against them?!

    The safety it provided my investment afforded me the freedom to be not only mortgage free, but debt free, before I'm 40...

    Again, life is a game, you gotta learn how to play by the established rules (or change them). It's very doubtful anyone on INGO will be able to change the rules, so figure out how to leverage an HOA and the rest of the system to win...
    Give me a ****ing break. The HOA gets a much credit for the rise in cost like the vaccine cured Covid. My non HOA house has appreciated much faster.
     

    firecadet613

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    Give me a ****ing break. The HOA gets a much credit for the rise in cost like the vaccine cured Covid. My non HOA house has appreciated much faster.
    And mine hasn't. But you speak as if the HOA is the devil, yet you lived in one. Quite ironic.
    I actually started to post this a few days ago but didn't. It is exactly this. A tradeoff of freedom for security. It really boils down to this.
    Really ironic as some folks outspoken about HOAs used to live in one. :horse:

    All good here @phylodog, it's great we live in a country we have the freedom to choose to live in a HOA environment or not. :cheers:
     

    WebSnyper

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    And mine hasn't. But you speak as if the HOA is the devil, yet you lived in one. Quite ironic.

    Really ironic as some folks outspoken about HOAs used to live in one. :horse:

    All good here @phylodog, it's great we live in a country we have the freedom to choose to live in a HOA environment or not. :cheers:
    I'd rather hear from someone that has experienced both sides than not...

    I know that HOA's vary.

    I also don't tend to speak in absolutes. Some here constantly do on all topics and it's tiring.

    Most but not all things are a sliding scale.
     
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    phylodog

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    And mine hasn't. But you speak as if the HOA is the devil, yet you lived in one. Quite ironic.

    Really ironic as some folks outspoken about HOAs used to live in one. :horse:

    All good here @phylodog, it's great we live in a country we have the freedom to choose to live in a HOA environment or not. :cheers:
    Only due to the fact that it’s near impossible to get away from them in the suburbs and unfortunately for me my job required that I live within the county. Not much of a choice when the commies have been allowed to run rampant.

    I lived under a completely useless HOA for 15 years so I get an opinion.
     

    BugI02

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    I've somewhat followed along out of boredom, no dog in the fight whatsoever, but really can't tell what the point is of the whole discussion. Nobody's changing their minds. 23 pages. Certainly all this energy could've been directed in a more positive direction...
    "The competition is only so vicious because the rewards are so small"
     

    Ingomike

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    I disagree.
    Other people can vote against your wishes. And if you do not do as they say, then there can be fines, or foreclosure
    For example, the chances of indyblue working on restoring cares in the drive for seven years is far greater than the risk of the neighborhood changing the covenants because changing the covenants requires the agreement of a significant portion of the neighborhood to pass.

    I have absolutely nothing against indyblue restoring cars in his drive, but I would now choose not to live next to him. As I posted previously I did similar at a house I owned when I was younger, but was glad to leave that place because of a lot of crap that went on in the neighborhood.

    My front window is about twenty feet from my neighbors driveway, anything they do there I can hear in my house. I don’t want “the noise of a compressor, sandblaster and lots of dust“ twenty feet from my house. Do any of you really want that? What would your wife say to that? How about families with kids trying to put them to bed early or down for a nap while all that is going on?

    So through the covenants of my neighborhood we all agreed we wouldn’t do that. Should we not have that freedom? @phylodog knows what he wants, which is what I also would want if I had 14 acres, but on a small lot I don’t want that. It is great we have choices…
     
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