I carry a firearm when it seems appropriate for me to do so. Seems to me, that to think being separated from my rosco long enough to pay someone a visit constitutes putting my families welfare at risk is a stretch. I have life insurance because I do care deeply about my Family and Accidents happen. I know I will die one day, but I will not allow fear to rule the day.
How did you confuse fear with preparedness? You are starting to regurgitate Anti-Gunner talking points..