I think people are wont to act however they choose, and will use whatever means necessary to justify/defend their choices/behaviors. So, no: I don't agree that Rule #1 has had the effect you describe; though I will readily admit that there are likely many who would attempt to use Rule #1 to justify unsafe behavior.
There are only a small handful of folks who are "too smart" for the Four Rules. They are obnoxious though. Some are just flat out dangerous, the rest you just wonder about and watch closely, waiting...