Why Do So Many On INGO Hate HOA's?

[jamil]

You yourself say he has to sell with all restrictions in place. The restrictions are part of "the complete bundle". Therefore he is compelled to sell "the complete bundle."

There you go again. Getting sucked into the swirling current.

 

[Ingomike]

You yourself say he has to sell with all restrictions in place. The restrictions are part of "the complete bundle". Therefore he is compelled to sell "the complete bundle."

Restrictions are not rights of the bundle, that may be the disconnect I am not understanding what you are getting at. The bundle has rights to land. The mineral rights, air rights, the right to raise hogs, the right not to have an HOA. If a seller did not get those rights, the seller cannot sell you what they do not own.

 

[DoggyDaddy]

Restrictions are not rights of the bundle, that may be the disconnect I am not understanding what you are getting at.

A seller cannot sell you what they do not own.

Do they, or do they not own the deed?

 

[phylodog]

So if I sell my house with a deed restriction, it's essentially enforceable for a couple thousand years? How in the **** does that begin to make sense? Man, if someone wants to do something that lasts, build something or do something memorable. What a ****** legacy to leave.

 

[Ingomike]

Well that’s the retarded way of wording it.

Again you did not say it was wrong, you are just firing up the diehards that still are saying it is but know deep inside it is not.

 

[Ingomike]

Do they, or do they not own the deed?

They own a deed with restrictions. That is one of the places people sign saying they agree to follow the HOA, not raise hogs, etc,

 

[DoggyDaddy]

They own a deed with restrictions. That is one of the places people sign saying they agree to follow the HOA, not raise hogs, etc,

Does the deed specify what is in "the bundle"?

 

[Ingomike]

So if I sell my house with a deed restriction, it's essentially enforceable for a couple thousand years? How in the **** does that begin to make sense? Man, if someone wants to do something that lasts, build something or do something memorable. What a ****** legacy to leave.

How does restricting use leave a “legacy”?

 

[jagee]

I've not been keeping up...I live in a house with an HOA. Am I getting kicked out of INGO??

 

[DoggyDaddy]

I've not been keeping up...I live in a house with an HOA. Am I getting kicked out of INGO??

No, we non-HOA people are more of a "live and let live" type. It's the HOA people that'll get ya.

 

[Ingomike]

Does the deed specify what is in "the bundle"?

It usually uses a phrase such as this

“This conveyance is subject to all rights-of-way, easements, agreements, restrictions and limitations of record; and all real estate taxes due and payable after the date of this instrument.”

I got this from a Marion county deed. Your title searcher will give you all the details in your title policy and sellers should disclose them when the property is for sale to prospective buyers.

 

[firecadet613]

I've not been keeping up...I live in a house with an HOA. Am I getting kicked out of INGO??

A few anti's on this thread will march over with pitchforks to save you from your racist HOA. They'll save you from having the freedom to choose to be in a HOA.

What? He absolutely did. He bought the deed with the restrictions (part of the "complete bundle"). He now wants to sell it without them. Per Mike, he can't be forced to sell the "complete bundle", but clearly he can be forced to sell the "complete bundle".

He did not. He never owned the items that were restricted in the deed restrictions, so how could he sell them?

If you buy a property and don't own the mineral rights, they were never yours to sell...

 

[phylodog]

How does restricting use leave a “legacy”?

Because 250 years from now someone is likely to say "who was the arrogant )&^$&)& %$^%# who deed restricted this piece of land forever?

Legacy: Something handed down from an ancestor or a predecessor or from the past.

 

[jagee]

No, we non-HOA people are more of a "live and let live" type. It's the HOA people that'll get ya.

I am missing a shutter. I've been expecting a letter for like 2 years.

I poured a concrete patio in the back without approval of the architectural committee. Only neighbor who can see it doesn't seem to care.

I may or may not have popped off some suppressed .22's the other day from the "illegally" poured patio. It was the 4th weekend, no one seemed to notice. Not a word on the "Karen complains" Facebook page. Lol

 

[DoggyDaddy]

It usually uses a phrase such as this

“This conveyance is subject to all rights-of-way, easements, agreements, restrictions and limitations of record; and all real estate taxes due and payable after the date of this instrument.”

I got this from a Marion county deed. Your title searcher will give you all the details in your title policy and sellers should disclose them when the property is for sale to prospective buyers.

Sure sounds like a bundle to me.

 

[Ingomike]

I am missing a shutter. I've been expecting a letter for like 2 years.

I poured a concrete patio in the back without approval of the architectural committee. Only neighbor who can see it doesn't seem to care.

I may or may not have popped off some suppressed .22's the other day from the "illegally" poured patio. It was the 4th weekend, no one seemed to notice. Not a word on the "Karen complains" Facebook page. Lol

 

[DoggyDaddy]

He did not. He never owned the items that were restricted in the deed restrictions, so how could he sell them?

If you buy a property and don't own the mineral rights, they were never yours to sell...

Again, you're talking about wanting to add things (mineral rights). I'm talking about taking things away (restrictions).

 

[DoggyDaddy]

I am missing a shutter. I've been expecting a letter for like 2 years.

I poured a concrete patio in the back without approval of the architectural committee. Only neighbor who can see it doesn't seem to care.

I may or may not have popped off some suppressed .22's the other day from the "illegally" poured patio. It was the 4th weekend, no one seemed to notice. Not a word on the "Karen complains" Facebook page. Lol

Now THAT sounds like the way a HOA should run.

 

[Ingomike]

Sure sounds like a bundle to me.

Sounds like an unbundle to me, by signing one agrees to “all rights-of-way, easements, agreements, restrictions and limitations of record”. That makes pretty clear you aren’t getting the full bundle…

 

[firecadet613]

Again, you're talking about wanting to add things (mineral rights). I'm talking about taking things away (restrictions).

OK. No hogs allowed or no fences.

Think that process was shared earlier, get the neighbors and a judge to sign off...

I am missing a shutter. I've been expecting a letter for like 2 years.

I poured a concrete patio in the back without approval of the architectural committee. Only neighbor who can see it doesn't seem to care.

I may or may not have popped off some suppressed .22's the other day from the "illegally" poured patio. It was the 4th weekend, no one seemed to notice. Not a word on the "Karen complains" Facebook page. Lol

Put a 27' boat in your driveway, unhook it from your truck while you grab lunch. You'll get a letter LOL.

But the F'er with missing siding will skate on down the line...