The CZickness IV

[churchmouse]

You have an update on the price tally on the custom yet? As long as it's less expensive than a Harley, you're all good

On a very loose tally I am north of 2K I think after changing up to the 6" parts. Still have all the doo-dads and thinhgamajigs to get for it.

 

[RustyHornet]

Got some Revolveritis going on right now... Drooling over .44's

 

[churchmouse]

the only thing USAA can really do is handle the claim (maybe suspend your collision coverage deductible) and pay it, then subrogate the other insurance company to collect the money they paid out on your claim.
If you have to pay your collision deductible, they would add that to the subrogation demand and get it back too.
That's really all they can do other than try to make you feel warm and fuzzy about it.

Pee-Pee pants in a dark suit....same thing.

 

[wtburnette]

Any rig I bought off the lot had "Gap" insurance on it. It covered us for the diff when (and usually ) we were hit.

Wasn't anything new, so not sure gap insurance would apply. It was a 2005 Cavalier.

 

[churchmouse]

Wasn't anything new, so not sure gap insurance would apply. It was a 2005 Cavalier.

Even used can carry Gap. We have not bought new since 1998. Always slightly used to get a better deal. Gap has saved our bacon a few times.

 

[wtburnette]

Even used can carry Gap. We have not bought new since 1998. Always slightly used to get a better deal. Gap has saved our bacon a few times.

Guess I'll find out today if I have that and if it helps...

 

[churchmouse]

Guess I'll find out today if I have that and if it helps...

You would have signed off on it when the car was purchased.

 

[wtburnette]

You would have signed off on it when the car was purchased.

Yeah, then no, I don't have it

 

[churchmouse]

Yeah, then no, I don't have it

 

[wtburnette]

I'm really hoping I don't have to sell a couple of my handguns in order to get this taken care of...

 

[churchmouse]

I'm really hoping I don't have to sell a couple of my handguns in order to get this taken care of...

That would suck....seriously.
You have uninsured coverage yes....????

 

[seedubs1]

Nice. I'm really interested to see how much a full boat custom ends up costing from AllenM. Seems like it's going to be less expensive than a WC, Nighthawk, etc... and you're going to get something so much cooler.

On a very loose tally I am north of 2K I think after changing up to the 6" parts. Still have all the doo-dads and thinhgamajigs to get for it.

 

[churchmouse]

Nice. I'm really interested to see how much a full boat custom ends up costing from AllenM. Seems like it's going to be less expensive than a WC, Nighthawk, etc... and you're going to get something so much cooler.

The big ticket items were that 6" change up and a Trijicon optic. That pushed it just north of 2K

I will be into it (Parts) north of $2600 in the end. Then I have to get some Mags.....

We estimated north of $4K when we started.

 

[IndyGlockMan]

Guess I'll find out today if I have that and if it helps...

Gap insurance is for vehicles with loans.
It covers the "gap" between what you owe on the loan and what the car is actually worth, if there is a difference.
Keeps you from owing a balance on a loan for a car you don't have anymore because it was totaled.
Gap insurance is good for new cars & trucks that go down in value more than the loan payment every month or for those "buy here, pay here" car lots that sell $5000 cars for $12,000 because the buyer's credit sucks.

 

[seedubs1]

Man, that's not too bad at all. I would have expected it to cost more for a full boat hot rod. $2600+ is not bad at all, and especially considering you've got a $500+ optic baked into that.

The big ticket items were that 6" change up and a Trijicon optic. That pushed it just north of 2K

I will be into it (Parts) north of $2600 in the end. Then I have to get some Mags.....

We estimated north of $4K when we started.

 

[wtburnette]

Gap insurance is for vehicles with loans.
It covers the "gap" between what you owe on the loan and what the car is actually worth, if there is a difference.
Keeps you from owing a balance on a loan for a car you don't have anymore because it was totaled.
Gap insurance is good for new cars & trucks that go down in value more than the loan payment every month or for those "buy here, pay here" car lots that sell $5000 cars for $12,000 because the buyer's credit sucks.

Yep, don't have it. I got the loan through my credit union as a personal loan, as it had a much better interest rate than a used car loan.

 

[IndyGlockMan]

That would suck....seriously.
You have uninsured coverage yes....????

Uninsured motorist coverage only applies if you can identify the other driver and verify they have no insurance.

I'm just full of good news today

 

[wtburnette]

Uninsured motorist coverage only applies if you can identify the other driver and verify they have no insurance.

I'm just full of good news today

I have "full coverage" whatever the heck that means. I pay through the nose for insurance, so we'll see if that helps at all. I have a conference call for work shortly and I plan to contact my agent in the early afternoon to see what's what.

 

[seedubs1]

I just drive a beater truck. If it gets totaled, who cares

 

[ChrisK]

Some insurance companies try to pay out wholesale if they total out your vehicle. I was told by USAA not to except that sort of settlement. My car was paid for so if it is totaled I just want them to replace it with the same year, make and model. 2003 Jetta is what I've been driving.