1) Good Job - pay your bill first.
2) Financial Discipline - pay your bills first then save for guns.
3) Understanding Wife - not required if single, but if married this might be #1.
Twenty bucks at a time...I see a lot of great guns being purchased, ordered, whatever. I was just wondering how you guys manage to afford all these guns. Some people have cabnets full. Jesus!
Twenty bucks at a time...
Other than the mortgage, there's no debt. Credit cards are used for cash back points, and paid off every month. (If there's no cash to back up the purchase, the purchase doesn't take place.)
We drive older vehicles, live modestly beneath our means, don't smoke, don't drink, don't have cable, don't buy "the next toy out" (like xbox or whatever), don't have the latest in pc or TV (dinosaurs here!), rarely eat out, don't go to movies, and stuff we do for fun as a family is usually free or real inexpensive (bike rides, frisbee at the park, range trips, board games/cards etc.)...
I for one quit smoking... that saved me close to $300 a month. Also was fortunate enough to get a good education and a decent paying job (took me until I was 35, but better late than never!). Still can't afford as many as I'd like!