I would suggest a Smith & Wesson Shield 9mm. I have carried one every day for 8 months now. Never once expirienced a malfuction of any kind. I actually own two. I paid $430 for the first one and last night bought a second one for $410. (Those are out the door prices). I have seen them online for as low as $359 although I didnt look into the shipping details, plus that would require an FFL transfer. For 410 I'd rather just buy it at my LGS. $359 plus shipping and transfer fees and you'll hit $410 anyhow. By far the BEST $400 dollar pistol I have ever owned!
+1 on the S&W Shield. I see you are in Seymour, stop by Acme and look around.