shooter521
Certified Glock Nut
I suppose I don't buy this argument.
Of course you don't.
It strikes me that the 20 has a real life tactical advantage over the 12 for family home defense use.
For the rather specific scenario you laid out - a person who wants to run a stock gun (what about adding things that could improve it for the HD mission, such as a tritium front sight, white light or spare ammo carrier?) and is content to shoot less than 50 rounds a year through it (which precludes any sort of meaningful training or practice) - maybe it does. For ANYTHING beyond that, availability and pricing come into play, and work against the 20ga in a big way.