Guys,
In all seriousness from an insurance adjuster's perspective who has dealt with all the tragedies Indiana has to offer - for any area outside of a major city, flood and snow/ice, wind or electrical outage in winter is your biggest threat here.
I'm not concerned about civil unrest in a town of 150,000 because I know there's at least 150 freedom loving patriots like me with at least 2,000 rounds of ammo on hand. There's enough of us to help back up the local LEO if rule of law were to go to crap. And we're not a terrorist target so long as Osama doen't become a U of M fan.
Basically with Indiana you don't have to prep so much for the HUGE disasters that never happen so much as the predictable smaller scale disasters that happen here every year.
Didn't see a circle for it so I will vote here, Politicians.
You've got a problem. Solution would be to get creative, Keeping a SD firearm might be next to impossible, you might consider edged weapons, better than nothing. Depending on what type of work you do, use a backpack, breifcase, pockets in your coats ect. I would try to get a small versital first aid kit, plenty of energy Bars and a colapsable water container, you might find a watercooler to fill it up from. I always carry a pocket knife but am not really looking forward to defending myself with it...too close range.I agree that, by far, the most common threat is tornadoes. We have several every year. However, while they are horrible for those directly hit, they are a very localized event. A quarter mile wide, and a couple of miles long is typically the extent of major damage. Go a mile in any direction from it, and there is power, normal traffic, society, and open businesses.
On the other hand, an earthquake could devastate many square miles of the state, completely disrupt all infrastructure over a wide area, and result in such a wide area requiring SAR that people could be trapped for days.
I must say that, of all the natural events, an earthquake ranks #1 on my scale. For example, I can picture one happening while I am at work. I don't spend much time in my office, so I may, if I survive, have only my dressy work clothes on, and my pocket pistol. No coat, gloves, hat, etc. I work downtown, and park in an underground parking garage, which would likely collapse, making my car unreachable, so I would be without my emergency supplies. I would have a 10 mile hike to get home, and supplied as I would be, there exist many scenarios that make such a trip doubtful (weather being a prime one).
I've tried to figure out how to prepare for such an event, and really haven't come up with much.
Civil unrest comes second. While I could at least get my coat, I would still be in the heart of downtown ill-equipped to deal with it.