The official status update thread part 3

[Kick]

Get one. You have 60-90 days to come up with the money.

The money would only be half the battle... My wife just let me pick up the LMT AR and the Springfield Operator.... But then, I also have 60-90 days to get her to warm up to the idea.... hmmmmmmmmmmmmmmmmmmm......

 

[magic man]

Get one. You have 60-90 days to come up with the money.

It would take me 2 months worth of work to buy one. And that's if I put the whole check towards it.

 

[Kick]

It would take me 2 months worth of checks to buy one. And that's if I put the whole check towards it.

LOL. That's only because you have not learned the art of "moving money around" yet. It's all just make believe and numbers....

 

[magic man]

The money would only be half the battle... My wife just let me pick up the LMT AR and the Springfield Operator.... But then, I also have 60-90 days to get her to warm up to the idea.... hmmmmmmmmmmmmmmmmmmm......

If you bought I could "hide" it for you.

 

[magic man]

LOL. That's only because you have not learned the art of "moving money around" yet. It's all just make believe and numbers....

I need a credit card. I hear they have free money on them.

 

[Kick]

I'm sure you would like that, maybe I could even get you to "break it in" for me too

 

[magic man]

I'm sure you would like that, maybe I could even get you to "break it in" for me too

Yep, I gotta make sure it's reliable. I wouldn't want to give you an unreliable gun.

 

[Rookie]

I know my local shop will order it for no money down.

 

[Kick]

I need a credit card. I hear they have free money on them.

I had a couple of those for a little bit, if you don't have one yet, don't get one. Get a secured card and build credit that way if you need to. Now that my credit is established, there is no reason or need for a credit card. Even when I HAVE TO use one for an on-line purchase, I pay it off as soon as the transaction posts, they are the easiest way to get in trouble with money...

 

[Kick]

I know my local shop will order it for no money down.

That's not bad at all... There aren't too many great places for transfers like that up here but, you have to spend the money sooner or later either way...

 

[Kick]

POWNAGE!

 

[magic man]

I had a couple of those for a little bit, if you don't have one yet, don't get one. Get a secured card and build credit that way if you need to. Now that my credit is established, there is no reason or need for a credit card. Even when I HAVE TO use one for an on-line purchase, I pay it off as soon as the transaction posts, they are the easiest way to get in trouble with money...

Right now I just use cash and a debit card once in a while. I plan on getting a credit card as soon as I can. I'll use that for everything and pay it off each month to build up some credit history.


That reminds me, I need to put my debit card on my Paypal account.

 

[RelicHound]

I'll use that for everything and pay it off each month to build up some credit history.

Thats what everyone says..then 3 years later most of them are filing bankruptcy...credit cards are the devil!

 

[magic man]

Thats what everyone says..then 3 years later most of them are filing bankruptcy...credit cards are the devil!

Yep, my parents got into that boat, not the bankruptcy though, just debt. I'm very good with my money and don't have many expenses at all so I'm not worried about it.

 

[Kick]

Right now I just use cash and a debit card once in a while. I plan on getting a credit card as soon as I can. I'll use that for everything and pay it off each month to build up some credit history.


That reminds me, I need to put my debit card on my Paypal account.

Thats what everyone says..then 3 years later most of them are filing bankruptcy...credit cards are the devil!

I hate that my wife will put a cup of coffee on the debit card so, I got her a credit card. I called them and asked them to lower the limit as low as possible. The card now has a $500 limit. If you choose to build credit that way, I would suggest looking into a "secured" card or getting one with a low limit. There is no penalty for making payments early and often, sometimes I pay my wife's card 2 or 3 times in a month.

 

[rmabrey]

just got my first code 20

 

[RelicHound]

I hate that my wife will put a cup of coffee on the debit card so, I got her a credit card. I called them and asked them to lower the limit as low as possible. The card now has a $500 limit. If you choose to build credit that way, I would suggest looking into a "secured" card or getting one with a low limit. There is no penalty for making payments early and often, sometimes I pay my wife's card 2 or 3 times in a month.

I inherited my wifes debt when I married her...she had 7 credit cards when we married. Its all taken care of but it was rough for a few years. its not the money you put on a CC..its the interest..never ending cycle. had I made min payments on her CC it would of taken me something like 160+ years to pay them off..she had a couple cards that held a 23% interest rate...effin crazy! we have no CC now..I do have a store card with a $500 limit that I rarely use...maybe to get diapers or formula between pay checks but thats about it. as far as debit cards...I use mine all the time...I use it for most any purchase over $20. I earn 4.7% interest on my checking account as long as I use my debit card 10 times a month and keep my pay checks direct deposited.

 

[RelicHound]

just got my first code 20

Did she cup the ballz?

 

[jd4320t]

I'm feeling a little traumatized...

 

[jd4320t]

I need brain bleach....