I keep two XD9 mag loaded all the time and my third XD mag I keep empty but ammo in the box beside it ready to be loaded. I had to sell my other 2 handguns but I did the same thing for them also. My XD is close to my bed with mag beside it ready to be loaded. I dont worry about intruders much since our house is set up to be very defendable and we have a security system that will definetly wake me up.