IQ based on a "test." These tests are based on math, and figuring out problems that are math based. Some of the smartest people are the dumbest when it comes to managing their finances. Some of the most talented people on earth are terrible at managing their life and finances. being able to solve a complex math problem means you are good at solving a complex math problem. finances are not complex. You spend less than you bring in to save money. Our gov't is run by money, they give it to those that contribute. its that simple. concerning the democrats, they take it from tax payers and give it to non taxpayers for votes. genius. Thats the one thing the founders didnt think of. "young people" are among the dumbest on the planet. and yet the liberals cater to those people. make it dirty, make it about getting messed up and fun, and you got their votes. Its so sad that the peopel of this country have let this happen, thats the truth. we voted them in. correction, we allowed the corruption and fraud to vote them in. i guess thats the same thing.