Northwest Indiana Gun Owners # 25 good morning all.

[cg21]

show up for surgery at 6 am?
WHAT?

Well, that'll be the first for me in the last year.

Nice early surgery is the best of all the surgeries.

 

[darkkevin]

show up for surgery at 6 am?
WHAT?

Well, that'll be the first for me in the last year.

Show up at 545. Sit in a cold room til 1130 when they feel like getting to you is more likely

 

[cg21]

Show up at 545. Sit in a cold room til 1130 when they feel like getting to you is more likely

Atleast you’re first in line for when the doctor decides to come in. Meanwhile all the nurses runaround frantically with people getting mad at them and surgeon is still in bed.

 

[CTC B4Z]

I barely ride my bike. This is like the only ride I ever do.

Definitely not a cyclist. Lmao... swerve harder at those people than motorcyclist

 

[tv1217]

When I had my motorcycle accident, it happened some time around noon, got UChicago via helicopter some time in the afternoon and surgery to repair my shattered arm(and nip off my fingertip) wasn't until 8am the next morning lol

 

[2A_Tom]

Am I reading this correctly right now. Please tell me the guy who complains about everyone’s driving is a cyclist……. The irony would be too much.

And a cyclist who doesn't believe in giving cars the right of way.

 

[Snapdragon]

show up for surgery at 6 am?
WHAT?

Well, that'll be the first for me in the last year.

Set like 20 alarms.

 

[CTC B4Z]

Set like 20 alarms.

And yet again, a Seinfeld reference is still relavant..

 

[CTC B4Z]

Filing claim with insurance for roof. Lost some Shingles...

Anything I need to know?

 

[actaeon277]

Set like 20 alarms.

My dad is driving me.
I'm sure if I don't get up, he'll fix that problem.

 

[Ballstater98]

Filing claim with insurance for roof. Lost some Shingles...

Anything I need to know?

Don't file anything for quite a while. They may drop you like a hat. When I did a roof replacement on the old house, I didn't have to do much. I gave the obviously squared away contractor the green light with the insurance and he did all the communications. He cc'd me in everything. Got a weak spot approved to be replaced, and a ridgeline cap to be installed instead of caps.

 

[CTC B4Z]

What

 

[jedi]

What

Is this your first claim?
What insurance company?
Did it occur due to recent storm?
How much is your deductible?

It may be more costly to go via insurance than have someone fix it.

 

[marvin02]

Filing claim with insurance for roof. Lost some Shingles...

Anything I need to know?

Use an public insurance adjuster to deal with the insurance company. They deal with the insurance company on your behalf and will get the best settlement for you.

We did this last year and it was great not having to do it myself.

If you have someone in mind to do the roof they probably have someone they use for this.

 

[cg21]

For me….. you have insurance for a reason, use it. I think the insurance companies have everyone scared to file a claim. Most homeowners is 1 claim every 3 years I think or something close to that.

 

[marvin02]

I have been lucky I guess. State Farm replaced my garage at our old house when the roof caved in due to snow, a couple of car accidents taken care of, my shed burned down (thank you fireworks in residential areas), an a/c unit replaced because it was struck by lightning and our roof was done last year. I've been their customer over 40 years.

Our homeowners insurance went up about $100 a year after the roof. We did siding and gutters at the same time as the roof. Their reasoning was that the value of our house went up.

 

[Ballstater98]

What

In a row

 

[Ballstater98]

What

Friends in Valpo had hail. Roof replace.
Kitchen pipe burst ( sorry for the flashbacks @2A_Tom) that winter.

 

[Ballstater98]

Pretty sure I heard a shotgun blast in the distance. I'll allow it.

 

[CTC B4Z]

Is this your first claim?
What insurance company?
Did it occur due to recent storm?
How much is your deductible?

It may be more costly to go via insurance than have someone fix it.

Yes.
Travelers.
Yes. I have trees down too.
Dunno.