Affordable is a relative term. Marlins have served me well, love the 44 mag, dual purpose hunting and defense. The Henry rifles are nice as well, you'll pay high for an allowed pistol cartridge lever for Indiana hunting. Puma rifles are ok, I'm just partial to Marlin. I'm eyeing Marlin 1895 45-70 myself.
I hope Marlin's quality has improved since I was 45-70 shopping. I wanted a Marlin really bad after shooting my buddies. I handle 5 Marlins. All had heavy triggers and gritty action. I know that could be smoothed out but the stock to receiver fit was poor. Looked like it was fitted with a pocket knife an sand paper :-( Two had canted sights. I handled 2 Henry's and they felt the same and both looked great. I am totally happy with them. I still want a Guide Gun though. I haven't looked lately to see if the quality is back up. I'll eventually get one. A Older JM stamped if nothing else.
the rumor is (gunblast.com) that Marlin moved BACK INTO THEIR OLD FACTORY!!! Lever gun fans rejoice!! They're still owned by Remington/Freedom group, but the QC has already improved according to Mr. Quinn on gunblast.
to OP - I'd get a 38/357, 44 mag, or 30-30... or a .22 if you don't have one. ... or just get 'em all