I've been on the road the past couple of days. (All over the state.) I was in Terre Haute and I stopped into a gun store. I stopped into a gun store and found just what I wanted a cleaning kit for a gun. When I went to purchase it I was informed that there was a $20 min on all credit card purchases. I asked him if he knew that part of his contract agreement with Visa was that he wasn't allowed to set a minimum. He told me it was his stores and his rules. We went back and forth a bit with the owner not budging. I told him sorry he felt that way and left.
I was in Greenfield today and tried to purchase the same cleaning kit and was informed that it was under the minimum and that he would charge me 3% charge to run it. I told him never mind and left. (I might add I found this guy to be a bit abrupt too.)
Anyway this way of doing business just irks me. What do you all think? Especially those who run stores. I understand that they get charged a certain amount for every transaction, but I also know that on average a business expects an increase in sales based on them accepting Visa. My thinking is, the increase in business more than out weighs the occasional hit they take on small sales. It just seems to me that when you're a Mom and Pop type operation some of your business comes from people like me that have never been to their store before, I drive out of way to find your store, and then get turned away because I choose to not carry cash. It leaves a sour taste in my mouth.
I might add that I found another shop in Terre Haute that was happy to take my card with no Minimum. I kept adding more and more to my purchase and I ended up over $20. I think the first shop lost out.
What do you guys think? Am I stickler?
I was in Greenfield today and tried to purchase the same cleaning kit and was informed that it was under the minimum and that he would charge me 3% charge to run it. I told him never mind and left. (I might add I found this guy to be a bit abrupt too.)
Anyway this way of doing business just irks me. What do you all think? Especially those who run stores. I understand that they get charged a certain amount for every transaction, but I also know that on average a business expects an increase in sales based on them accepting Visa. My thinking is, the increase in business more than out weighs the occasional hit they take on small sales. It just seems to me that when you're a Mom and Pop type operation some of your business comes from people like me that have never been to their store before, I drive out of way to find your store, and then get turned away because I choose to not carry cash. It leaves a sour taste in my mouth.
I might add that I found another shop in Terre Haute that was happy to take my card with no Minimum. I kept adding more and more to my purchase and I ended up over $20. I think the first shop lost out.
What do you guys think? Am I stickler?
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