Worker dead at desk for 4 days.

[Brian Ski]

I would guess there is some kind of insurance that should pay out for dying on the job?

I don't think so, unless regular life insurance through work if available.

 

[DragonGunner]

The benifit of having a job that sucks all your life is that you can’t wait to retire, and enjoy life! It’s something special that those that had a great job will never truly comprehend as much. Just my random thought for the day.

 

[hoosierdaddy1976]

IDK, having a job where my performance is so unimportant that I could die at my desk and the giveaway is the odor rather than my lack of production sounds like a pretty sweet deal to me.

 

[doddg]

Similar story, but I'm 68. I was working and enjoying my second job when I went in for cataract surgery. When I woke up I was given an EKG tape and told to see a cardiologist, now. No symptoms, but the the cardiologist said I had a valve problem and the longer I waited the sooner I would see congestive heart failure. After getting the new valve I got one piece of good news, coronary arteries as clean as a 20 year old. I talked it over with the wife and decided to hang it up. Broke the news to my employer and they were sad to see me go, but understood. Good people, we still keep in touch.

As a teacher who loved my job I always thought I'd work until 70 to maximize my SS, which at the time would be $600 more per month than if I retired at 66.
After my job changed to students doing their work on computers instead of me "performing" in front to the room, I was getting bored.

After Dr. finding kidney cancer, which was a wake-up call, I ended up starting my last school year still planning to retire at 70, but that Fall, I wondered what I was doing there and put in for retirement at the end of the school year (turned 66 in December).
Never looked back.
An accountant friend of mine showed me that my Pension & SS would be about as much as I was earning at the time since my tax liability would drop from $900/month to $150/month.
That made all the difference!!

B/C of my boring lifestyle, the wife and I were banking money nearly every month until Covid and a political administration change drove inflation through the roof!!!

Fortunately, I'm stocked on ammo well enough not to have to buy it much.
I'm still pouting on what a case of ammo costs.

 

[JTKelly]

As a teacher who loved my job I always thought I'd work until 70 to maximize my SS, which at the time would be $600 more per month.
After my job changing to students doing their work on computer instead of me "performing" in front to the room, I was getting bored.
After Dr. finding kidney cancer, which was a wake-up call, I ended up starting my last school year planning to still go to 70, but that Fall, I wondered what I was doing there and put in for retirement at the end of the year (turned 66 in December).
Never looked back.
An accountant friend of mine showed me that my Pension & SS would be about as much as I was earning at the time since my tax liability would drop from $900/month to $150/month.
That made all the difference!!

B/C of my boring lifestyle, the wife and I were banking money nearly every month until Covid and a political administration change drove inflation through the roof!!!

Fortunately, I'm stocked on ammo well enough not to have to buy it much.
I'm still pouting on what a case of ammo costs.

Ya know you will have to PAY for Medicare. That isn't free just because you start drawing SS. They don't tell you that.

 

[Shadow01]

I don't think so, unless regular life insurance through work if available.

I’ve always had company provided life policies. If on the clock they paid double. I figured most major employers offered the same.

 

[singlesix]

I’ve always had company provided life policies. If on the clock they paid double. I figured most major employers offered the same.

That's what I had.

 

[doddg]

Ya know you will have to PAY for Medicare. That isn't free just because you start drawing SS. They don't tell you that.

I didn't expect free medical care.
Fortunately, Medicare and my Supplement and Drug plan are less expensive for the year than the coverage I had when working.
I have always had high medical monthly expenditures b/c of ongoing medical issues.

I was shocked a few years earlier when I discovered your SS benefits were taxed.

 

[Brian Ski]

I’ve always had company provided life policies. If on the clock they paid double. I figured most major employers offered the same.

Never heard of on the clock paying double... But never looked. Checked with a few and nobody seems to have heard of that. Sounds like it is out there.

Most of the people I know have to pay for health insurance. (At least something, some I know are close to $150-200 a week) Some includes some life insurance.

 

[DeadeyeChrista'sdad]

I didn't expect free medical care.
Fortunately, Medicare and my Supplement and Drug plan are less expensive for the year than the coverage I had when working.
I have always had high medical monthly expenditures b/c of ongoing medical issues.

I was shocked a few years earlier when I discovered your SS benefits were taxed.

Be sure and thank El Presidente for that...

 

[Brian Ski]

I was shocked a few years earlier when I discovered your SS benefits were taxed.

Does it vary on income. No tax if you are at the bottom of the barrel. This stuff is new to me.

What about SS disability?

 

[foszoe]

I didn't expect free medical care.
Fortunately, Medicare and my Supplement and Drug plan are less expensive for the year than the coverage I had when working.
I have always had high medical monthly expenditures b/c of ongoing medical issues.

I was shocked a few years earlier when I discovered your SS benefits were taxed.

Are they also taxed by the state of Indiana?

 

[doddg]

Are they also taxed by the state of Indiana?

Of course!

Be sure and thank El Presidente for that...

It will never stop, speaking of the chipping away at our income, despite whatever political party is in power.

 

[doddg]

Does it vary on income. No tax if you are at the bottom of the barrel. This stuff is new to me.

What about SS disability?

Right, if you barely have an income, you're safe, but if you have a decent pension to accompany your SS, it will put you in the "tax" column.
I didn't get hit hard until I had to take $$ from my IRA account for this or that.

Don't have any idea about disability.