You have to spend your money on something. When I was a kid, there was a really odd man that worked at the Post office. He lived alone in a little apartment built in an attic about a block away. He didn't own a car and had a very old bicycle. You never saw him wearing anything but his Post Office uniform. They said he died with millions, and with no family, where did the money end up? After taking care of all my responsibilities and benevolence, I don't mind spending some of what is left on recreation.