Finally got through to the dispute center and got it filed. Hoping the bank doesn't screw me over. If it was less than 100 I would let it go but being both charges total 420 and some change that could be used to buy another gun or home improvement materials.
Yes it is. Thanks, been fighting this for a couple months now and last 3 checks have been all in range. Theyre going to give me (rent me) a handheld INR meter so I can do my own checks from home so I wont have to go in as much.