lordjackel
Sharpshooter
Hey Everyone...last night around 6:30pm my door bell rings. I answer it and there is some guy standing there. He has a clipboard and asks for me, by first and last name. Once I confirm, he says he is with my mortgage company and has a letter for me. He hands me a non-descript business envelope with my name had written at one end of the envelop. I take the letter, thank him and close the door...completely thrown off on why my mortgage company would have someone personally deliver a letter to me. I open the letter only to find a 6" x 6" Xerox copied piece of paper saying (in both English and Spanish):
"From your mortgage company"
"PFC Mortgage" - who is NOT my mortgage company
"1-800-something" - the phone number was hand written in while the rest of the note was a copy"
"Sorry you missed our call"
"Please call today to discuss your mortgage and be prepared to supply your account number immediately"
My name and address (though zip code was wrong) was typed at bottom
Clearly it was designed to get people to call them with their personal information. I went outside right after and took a picture of the guys car (with all the snow his license plate was obscured). While I am used to getting tons of spam in the mail to have someone physically come to the house is a new level of fraud in my mind. I proceeded to call the police to quickly came out and took down the details.
Beyond the SPAM/Fraud side it really was a wake up call about my preparedness. My gun was upstairs (kids running around), my garage was open and my door alarms were off. I live in what I would consider a safe neighborhood that has never had issues outside some minor teenage park damage...but clearly living here makes you complacent.
All that changed last night for me. You just don't know what people are up to and my neighborhood being so quiet clearly is inviting for scammers and theives.
If you read this take the SPAM side as a warning to be on the lookout...take my waking up as a reminder though we think we are safe someone is probably watching just waiting for us to become complacent.
"From your mortgage company"
"PFC Mortgage" - who is NOT my mortgage company
"1-800-something" - the phone number was hand written in while the rest of the note was a copy"
"Sorry you missed our call"
"Please call today to discuss your mortgage and be prepared to supply your account number immediately"
My name and address (though zip code was wrong) was typed at bottom
Clearly it was designed to get people to call them with their personal information. I went outside right after and took a picture of the guys car (with all the snow his license plate was obscured). While I am used to getting tons of spam in the mail to have someone physically come to the house is a new level of fraud in my mind. I proceeded to call the police to quickly came out and took down the details.
Beyond the SPAM/Fraud side it really was a wake up call about my preparedness. My gun was upstairs (kids running around), my garage was open and my door alarms were off. I live in what I would consider a safe neighborhood that has never had issues outside some minor teenage park damage...but clearly living here makes you complacent.
All that changed last night for me. You just don't know what people are up to and my neighborhood being so quiet clearly is inviting for scammers and theives.
If you read this take the SPAM side as a warning to be on the lookout...take my waking up as a reminder though we think we are safe someone is probably watching just waiting for us to become complacent.