Thanks for all the discussion and points. I'll be taking my stuff in on Monday of next week and I guess just hoping for the best. I'll be applying for the Lifetime as well. In the event I get denied, do I get refunded at all?
Well I just went in and submitted everything and paid it off. As of now, my hopes aren't too high as the clerk stated "We can't take this statement, it has to be from your doctors" even though ISP told me otherwise. Here is hoping