And that is pretty much on point.
The "Oh woe is me I am so broke" crowd. Latest TV/game console/I-phone etc.
Thats what gofundme is for. You can always find a sucker to pay for your lack of judgement or planning.
And that is pretty much on point.
The "Oh woe is me I am so broke" crowd. Latest TV/game console/I-phone etc.
I don't think you jacked the thread CM. Same subject, different circumstances, same result.
I got a job for ya, since you down on your luck.Yeah I never saw a dime either. The list of those I will go out of my way to help grows shorter and shorter.
10 years ago I would have handled this very differently but anymore, some people are not worth the wasted energy.
Update****
Friend paid me $500 (of the $3000 owed) on Feb 14. I thought that was a good sign of things to come. I was wrong. He has stopped all communication with me, so I stopped by his house on March 25. Wasn't violent, but made it clear to him that I expected my money back post-haste. He responded the next day by telling me if I showed up at his house again he would have me trespassed. He hasn't responded to my attempts at communication since then.
I will be sending a certified letter to him tomorrow giving him 2 weeks to contact me and make arrangements to settle the debt.
After that, looks like small claims court is my only recourse.
That right there tells me your letter is a waste of postage.
File the claim ASAP.
Update****
Friend paid me $500 (of the $3000 owed) on Feb 14. I thought that was a good sign of things to come. I was wrong. He has stopped all communication with me, so I stopped by his house on March 25. Wasn't violent, but made it clear to him that I expected my money back post-haste. He responded the next day by telling me if I showed up at his house again he would have me trespassed. He hasn't responded to my attempts at communication since then.
I will be sending a certified letter to him tomorrow giving him 2 weeks to contact me and make arrangements to settle the debt.
After that, looks like small claims court is my only recourse.
Oh, I agree with you. But for my own benefit, I don't want to look back at this and wonder if there was anything more I could have done to settle it civilly. I am a firm believer that everyone has choices to make, and they are responsible for their own choices. I choose to do everything in my power to handle this out of court. I'm not looking forward to how messy this will get once I serve him papers. He can choose how he wishes to respond to my attempts.
I can appreciate and respect that. He threatened to trespass you. That is VERY clear that he is finished talking. The only way he could have made it more clear would have been to assault you or point a gun at you. You have gone above and beyond my friend.
Do what you will if it makes you feel better, just know that an outsider looking in sees this as time for the claim. Nothing else will help.
Update****
Friend paid me $500 (of the $3000 owed) on Feb 14. I thought that was a good sign of things to come. I was wrong. He has stopped all communication with me, so I stopped by his house on March 25. Wasn't violent, but made it clear to him that I expected my money back post-haste. He responded the next day by telling me if I showed up at his house again he would have me trespassed. He hasn't responded to my attempts at communication since then.
I will be sending a certified letter to him tomorrow giving him 2 weeks to contact me and make arrangements to settle the debt.
After that, looks like small claims court is my only recourse.
Did you give him cash or write him a check?
A cancelled check with his signature is pretty good evidence.
Gave him cash. But I have a signed loan agreement as well as numerous text messages confirming receipt.
IANAL but I believe you can take him to small claims court. If he doesn't show up, you get a default judgement. That enters the public record. If he owns a house and tries to sell it, the title company will pick up the judgement and put the kabosh on his deal...
Just don't.
Even if it's a good friend. Even if you trust them more than anyone.
Some lessons are learned the hard way.
Seriously, if a friend asks to borrow money, just tell them that you value your friendship too much to risk it over a loan.