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    Tydeeh22

    Grandmaster
    Rating - 100%
    32   0   0
    Mar 7, 2012
    13,515
    38
    Indiana

    jd4320t

    Grandmaster
    Rating - 100%
    23   0   0
    Oct 20, 2009
    22,894
    83
    South Putnam County
    yeap. happened over a year ago.

    build thy credit. take out a personal loan iffn ya can.

    why is this?

    I think they should only be used for emergencies. Building credit is good as long as you don't get too far in the hole. I'm not saying you will...just saying. I absolutely dispise credit card companies and what they allow people to do to themselves.
     

    jd4320t

    Grandmaster
    Rating - 100%
    23   0   0
    Oct 20, 2009
    22,894
    83
    South Putnam County
    I had the loan on my Jeep that I paid off. I try to use it for online purchases, but I really don't like too.

    I use my debit card for everything. I bank with Chase and they are great at watching out for you. If anything happens they take care of me. I know some people say "I only use a credit card for online purchases...I'm not puttin my debit card out there". That is bs. If your bank doesn't watch out for you and take care of fraudulant charges then it's time to get a new bank.
     

    magic man

    Grandmaster
    Rating - 100%
    31   0   1
    Mar 7, 2010
    20,357
    48
    NWI
    I think they should only be used for emergencies. Building credit is good as long as you don't get too far in the hole. I'm not saying you will...just saying. I absolutely dispise credit card companies and what they allow people to do to themselves.

    I see what you're saying here(and agree for the most part), but for the sake of argument......Is this not the same as anti's blaming the gun and gunshops for shootings?
     

    magic man

    Grandmaster
    Rating - 100%
    31   0   1
    Mar 7, 2010
    20,357
    48
    NWI
    I use my debit card for everything. I bank with Chase and they are great at watching out for you. If anything happens they take care of me. I know some people say "I only use a credit card for online purchases...I'm not puttin my debit card out there". That is bs. If your bank doesn't watch out for you and take care of fraudulant charges then it's time to get a new bank.

    I have no problem using my debit card online. That's what I'd prefer to use. Buy something and the money comes out of my account almost immediately=easy to keep track of and you don't have to worry about the bill coming at the end of the month. I only use the CC to try and build/keep credit.:dunno:
     

    jd4320t

    Grandmaster
    Rating - 100%
    23   0   0
    Oct 20, 2009
    22,894
    83
    South Putnam County
    I see what you're saying here(and agree for the most part), but for the sake of argument......Is this not the same as anti's blaming the gun and gunshops for shootings?

    No. Credit card companies don't exsist to serve us. They are a business that makes money off us. Also, anyone can get one...even people who have credit problems.
     
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