Revisiting Firearms Insurance - ArmsCare Plus?

[bwframe]

Revisiting Firearms Insurance - ArmsCare Plus?

Got an email from the NRA, again promoting ArmsCare Plus. I'm considering signing up.
How many INGOers use this? Experience? Anyone have a claim?

 

[VERT]

A certain amount is free with membership. Other then what is offered free, no I do not carry additional.

 

[scootn103]

I called them and i saw this on a previous post from someone else , this place is cheaper for your annual premiums , no serial numbers , just a few basic questions and you are done.
Collectibles Insurance - Protecting Books, Stamps, Antiques and other Rare and Vintage collections in Baltimore, Maryland

 

[AtTheMurph]

Revisiting Firearms Insurance - ArmsCare Plus?

Got an email from the NRA, again promoting ArmsCare Plus. I'm considering signing up.
How many INGOers use this? Experience? Anyone have a claim?

Sounds to me like a great way for the government to get you to self report your weapons ownership.

 

[Snizz1911]

I posted in more detail in the previous post but in short, yes Ivuse the Armscare insurance.

 

[Snizz1911]

Sounds to me like a great way for the government to get you to self report your weapons ownership.

Really, how so? No serial numbers involved... Unless you consider strictly having a set value makes you a target. Could also mean you have one very expensive gun.

This would be the least of my worries.

 

[Jeepster48439]

Got the free amount. Don't have any additional. Haven't had to use it.

 

[Snapdragon]

I just signed up for the free stuff today.

 

[scootn103]

The link I posted will ask you for a set amount of coverage whether it is 10k or 35k , whether or not you store them in a safe , and then they tell you the premiums ! They ask about a few other things such as jewelry etc , it's there once you start the process . No serial numbers , no pictures are required for coverage .

 

[bwframe]

The link I posted will ask you for a set amount of coverage whether it is 10k or 35k , whether or not you store them in a safe , and then they tell you the premiums ! They ask about a few other things such as jewelry etc , it's there once you start the process . No serial numbers , no pictures are required for coverage .

Was it mentioned whether it covers insured firearms in a vehicle? ArmsCare advertises that they do. NRA Endorsed Insurance Program for NRA Members, Clubs & Business Affiliates

Ballpark $ figure on your premium vs covered items?

 

[VERT]

Not NRA but when I priced insurance through State Farm the premium was roughly 1% of the guns value. I did not pursue it further because my agent was a tool. I have since switched agents and the new one is should be gun friendly. I know because when I was interviewing new agents I asked if he was a gun guy. He was taken by surprise a bit but admitted that he carried a pistol daily. Then he wanted to know why I asked and I told him that I noticed he was printing badly. Needless to say I switched agents the same day.

 

[bwframe]

I have homeowner's through State Farm as well. I know there is a fairly low limit on firearms. Wonder how they cover reloading equipment and components?

 

[scootn103]

Was it mentioned whether it covers insured firearms in a vehicle? ArmsCare advertises that they do. NRA Endorsed Insurance Program for NRA Members, Clubs & Business Affiliates

Ballpark $ figure on your premium vs covered items?

That I do not remember , but it is a toll free call to get all your questions asked . It is really inexpensive for the coverage , armscare has a calculator posted to get you an idea .

 

[scootn103]

Just to compare apples to apples as far as a quote I used the same amount of coverage at armscare and collectibles insurance , they both have surcharges , but the premium was exactly half of armscare . It may not be half for your coverage since for there is no way for me to know the value of your collection .

 

[bwframe]

That I do not remember , but it is a toll free call to get all your questions asked . It is really inexpensive for the coverage , armscare has a calculator posted to get you an idea .

I like the simplicity of getting the info and quote spelled out with a few clicks. They show a couple of endorsements from those who have had claims also.
I'm leaning towards ArmsCare on the idea that my annual premium would be +/- $100. Time involved and piece of mind in "knowing" them through their ties to my NRA membership is outweighing the annual premium savings, so far anyway.